If you're looking for credit, then MyCreditZoo provides a clever, fast and free way to find the best credit card or personal loan for your personal circumstances - whether you're interested in a low long-term APR, a free or low introductory interest rate or a 0% balance transfer rate.    Even if you have a less than perfect credit history, perhaps with CCJs, and have been declined credit in the past there are still providers who will accept you. By answering a few simple questions, we can take your credit score and find the lenders that are most likely to lend to you. How it works...   1. You give your basic details   2. Using your credit score we match you to lenders   3. You can choose one and apply online ...no charge, no hassle